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Choose your plan

Payments made easy.
A new home for your business

Pricing Hero

For businesses of any size

Zento believes in financial inclusivity. Whether you are a start-up or a long standing venture, we are here to help you achieve your goals.

FREE

0 £ /month

FLEX

Most Popular
49 £ /month

PRO

89 £ /month
Signup fee £115 £115 £349 Business accounts 1 1 2 Virtual cards 1 1 3 Physical cards 0 1 3 Currency exchange 2.75% 1% 0.75%
Payments
Incoming
Faster payments £0.5 + 0.5% £0.5 + 0.2% FREE Chaps GBP £10 £10 £10 SWIFT £20 £20 £20
Outgoing
Faster payments £0.5 £0.5 FREE Chaps GBP £10 £10 £10 SWIFT £35 £35 £35
Cards
Price per month FREE FREE FREE Setup and delivery FREE FREE FREE Load fee 2% 1% 1% ATM fee £0.75 £0.75 £0.75 Point of sale fee FREE FREE FREE FX fee 2.75% 2.75% 2.75% Lost and stolen 7.5£ 7.5£ 7.5£ Extra virtual card 12£ 12£ 12£ Extra physical card 24£ 24£ 24£
FREE For small businesses
FLEX For growing businesses Fire
PRO For established businesses
Signup fee £115
Business accounts 1
Virtual cards 1
Physical cards 0
Currency exchange 2.75%

Payments

Incoming

Faster payments £0.5 + 0.5%
Chaps GBP £10
SWIFT £20

Outgoing

Faster payments £0.5
Chaps GBP £10
SWIFT £35
Bacs Inbound £1
Extra account (DKK, EUR, GBP) £59
Signup fee £115
Business accounts 1
Virtual cards 1
Physical cards 1
Currency exchange 1%

Payments

Incoming

Faster payments £0.5 + 0.2%
Chaps GBP £10
SWIFT £20

Outgoing

Faster payments £0.5
Chaps GBP £10
SWIFT £35
Bacs Inbound £1
Extra account (DKK, EUR, GBP) £59
Signup fee £349
Business accounts 2
Virtual cards 3
Physical cards 3
Currency exchange 0.75%

Payments

Incoming

Faster payments FREE
Chaps GBP £10
SWIFT £20

Outgoing

Faster payments FREE
Chaps GBP £10
SWIFT £35
Bacs Inbound £1
Extra account (DKK, EUR, GBP) £59

ZentoPro account is governed by a fair usage policy where a maximum of 500 incoming/outgoing payments are allowed. All transactions above this amount will have a fee of £ 0.22 per transaction. For Zento Flex and Zento Pro: there is a minimum binding period from creation of 12 months and thereafter a minimum 3 month termination period (total minimum 15 months). For Zento Free there is no minimum binging period. Transfer of the company to a new owner or changes to the company structure (including name changes or company address changes), incur a cost of £115. Changes to your account type also incur a one-time-fee (see FAQ section for prices). Card fees for Zento prepaid Mastercard cards are charged in euro and converted to pounds.

B4B Payments

© 2006 – 2025 All payment services are provided by B4B Payments and B4B Payments Europe. Payment Card Solutions (UK) Limited trading as B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011. Read more about B4B Payments here

You can change your plan anytime

You can change your plan anytime

Upgrade your plan

FREE to FLEX FREE
FREE to PRO £225
FLEX to PRO £225

Downgrade your plan

FLEX to FREE £115
PRO to FLEX £115
PRO to FREE £115

For ZentoFlex and ZentoPro accounts, there is a binding period within the first 12 months, during which downgrading to ZentoFree is not possible. All prices are exclusive of VAT.