How to Assign Your Account as NemKonto

the following content is intented for businesses incorporated in Denmark

What is NemKonto?

NemKonto is a personal or business bank account assigned to receive payments from public authorities in Denmark. It is mandatory for a company operating in Denmark to assign one of its accounts as NemKonto.

For businesses, the NemKonto is often used to:

Receive VAT refunds
Get payments from public institutions
Be compliant with Danish legal requirements

Connect your Zento account to NemKonto

It is relatively simple to register a NemKonto, but the processing time at NemKonto may take several weeks.

To avoid unnecessary delays, we recommend that you carefully follow the steps below.

To register a NemKonto, an EU account is required. Therefore, Zento assigns its customers a Maltese (MT) IBAN, which can be registered as a NemKonto via NemKonto’s website.

Important:
The registration must be completed in EUR currency, and the dedicated IBAN number must be used.

This is a temporary solution. During March/April, a much simpler solution will be introduced.

How to order your EU IBAN

Send an email to info@zento.app to request your NemKonto IBAN.

The email must be sent from the address registered on your Zento account.

Within 5 business days, you will receive an email with your new vIBAN (alias account), which must only be used for registration with NemKonto.

It is fully legal to register a foreign account as a NemKonto, and the process works the same way as when registering a Danish account.

Fees

Please note that fees apply in connection with payments:

You will pay:

One fee of 0.1% for receiving the payment
One fee of 0.1% for forwarding the payment to your account with Zento
Regular incoming payment fee as per your Zento tariff plan

How to register NemKonto (2 options)

You can register your NemKonto in one of the following ways:

1. Digital registration (recommended)

2. Manual registration via form

If you cannot use MitID Erhverv, you can use a manual solution.

Complete the digital form on Virk via the following link:
https://blanket.virk.dk/blanketafvikler/orbeon/fr/nem_v/85_9253e4e34c5ae492668891b2c037d731d96cfd2e/new?fr-language=da

Information required for registration

When registering your NemKonto, you must use the account details received from Zento (including your NemKonto vIBAN).

Registration details:

IBAN: Unique for each customer – sent via email from Zento
BIC/SWIFT: CFTEMTM1XXX
Account number: Must be left blank
Bank code/Routing number: Must be left blank
Bank name: OPENPAYD FINANCIAL SERVICES MALTA LTD
Bank address: 122/123, Pangea, Level 5, Triq San Gorg
City: St. Julians
Postal code: STJ 3204
Currency: EUR
Country: Malta

Submission of NemKonto application

The NemKonto form and documentation must be submitted to the Danish Agency for Digital Government via the following link:
https://support.nemkonto.dk/

Select:

Sender: Company
Subject: Application form for foreign NemKonto

Then follow the instructions in the system.