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Choose your plan

Payments made easy.
A new home for your business

About Hero

Country of incorporation

FREE

0 /month

FLEX

Most Popular
53.99 /month

PRO

106.99 /month
Signup Fee €135 €135 €399 Business Accounts 1 1 2 Virtual Cards 1 1 3 Physical Cards 0 1 3
Extra services
Extra account (DKK, EUR, GBP) €67 €67 €67 Extra virtual card €14 €14 €14 Extra physical card €27 €27 €27

Account currency

Your first account is always in your country currency

DKK
GBP
EUR
Payments
Currency exchange 2.75% 1% 0.75%
Incoming
Local, DKK 1% 0.2% FREE SEPA 1% 0.2% FREE SWIFT DKK 110 DKK 110 DKK 110
Outgoing
Local, DKK DKK 15 DKK 10 FREE SEPA DKK 15 DKK 15 FREE SWIFT DKK 250 DKK 250 DKK 250
Payments
Currency exchange 2.75% 1% 0.75%
Incoming
SEPA 1% 0.2% FREE Chaps GBP £10 £10 £10 Bacs £1 £1 £1 Faster Payments £0.5 + 0.5% £0.5 + 0.2% FREE SWIFT £20 £20 £20
Outgoing
Chaps GBP £10 £10 £10 Bacs £1 £1 £1 Faster Payments £0.5 £0.5 FREE SWIFT £35 £35 £35
Payments
Currency exchange 2.75% 1% 0.75%
Incoming
Local, DKK 1% 0.2% FREE SEPA 1% 0.2% FREE Faster Payments €1 + 0.5% €1 + 0.1% FREE SWIFT €15 €15 €15
Outgoing
Local, DKK €1.5 €1.5 FREE SEPA €2 €2 FREE Faster Payments €1 + 0.1% €1 + 0.1% €1 + 0.1% SWIFT €33.5 €33.5 €33.5
Cards
Price per month FREE FREE FREE Setup and delivery FREE FREE FREE Load fee 2% 1% 1% ATM withdrawal fee DKK 7 DKK 7 DKK 7 POS fee FREE FREE FREE Currency exchange fee 2.75% 2.75% 2.75% Lost, Stolen or Replaced DKK 67.5 DKK 67.5 DKK 67.5
Cards
Price per month FREE FREE FREE Setup and delivery FREE FREE FREE Load fee 2% 1% 1% ATM withdrawal fee £0.75 £0.75 £0.75 POS fee FREE FREE FREE Currency exchange fee 2.75% 2.75% 2.75% Lost, Stolen or Replaced £7.5 £7.5 £7.5
Cards
Price per month FREE FREE FREE Setup and delivery FREE FREE FREE Load fee 1% 1% 1% ATM withdrawal fee €1 €1 €1 POS fee FREE FREE FREE Currency exchange fee 2.75% 2.75% 2.75% Lost, Stolen or Replaced €9 €9 €9
FREE For small businesses
FLEX For growing businesses Fire
PRO For established businesses
Monthly subscription 0 €
Signup fee 135 €
Business accounts 1
Virtual cards 1
Physical card 0

Extra services

Extra account (DKK, EUR, GBP) 67 €
Extra virtual card 14 €
Extra physical card 27 €
Monthly subscription 53.99 €
Signup fee 135 €
Business accounts 1
Virtual cards 1
Physical card 1

Extra services

Extra account (DKK, EUR, GBP) 67 €
Extra virtual card 14 €
Extra physical card 27 €
Monthly subscription 106.99 €
Signup fee 399 €
Business accounts 2
Virtual cards 3
Physical card 3

Extra services

Extra account (DKK, EUR, GBP) 67 €
Extra virtual card 14 €
Extra physical card 27 €

Account currency

Your first account is always in your country currency

DKK
GBP
EUR

Payments

Currency exchange

2.75%

Incoming

Local, DKK

1%

SEPA

1%

SWIFT

DKK 110

Outgoing

Local, DKK

DKK 15

SEPA

DKK 15

SWIFT

DKK 250

Payments

Currency exchange

2.75%

Incoming

Local, DKK

1%

SEPA

1%

Faster Payments

€1 + 0.5%

SWIFT

€15

Outgoing

Local, DKK

€1.5

SEPA

€2

Faster Payments

€1 + 0.1%

SWIFT

€33.5

Payments

Currency exchange

2.75%

Incoming

SEPA

1%

Chaps GBP

£10

Bacs

£1

Faster Payments

£0.5 + 0.5%

SWIFT

£20

Outgoing

Chaps GBP

£10

Bacs

£1

Faster Payments

£0.5

SWIFT

£35

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

2%

ATM withdrawal fee

DKK 7

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

67.5 DKK

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

2%

ATM withdrawal fee

£0.75

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

7.5 £

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

€1

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

9 €

Payments

Currency exchange

1%

Incoming

Local, DKK

0.2%

SEPA

0.2%

SWIFT

DKK 110

Outgoing

Local, DKK

DKK 10

SEPA

DKK 15

SWIFT

DKK 250

Payments

Currency exchange

1%

Incoming

Local, DKK

0.2%

SEPA

0.2%

Faster Payments

€1 + 0.1%

SWIFT

€15

Outgoing

Local, DKK

€1.5

SEPA

€2

Faster Payments

€1 + 0.1%

SWIFT

€33.5

Payments

Currency exchange

1%

Incoming

SEPA

0.2%

Chaps GBP

£10

Bacs

£1

Faster Payments

£0.5 + 0.2%

SWIFT

£20

Outgoing

Chaps GBP

£10

Bacs

£1

Faster Payments

£0.5

SWIFT

£35

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

DKK 7

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

67.5 DKK

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

£0.75

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

7.5 £

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

€1

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

9 €

Payments

Currency exchange

0.75%

Incoming

Local, DKK

FREE

SEPA

FREE

SWIFT

DKK 110

Outgoing

Local, DKK

FREE

SEPA

FREE

SWIFT

DKK 250

Payments

Currency exchange

0.75%

Incoming

Local, DKK

FREE

SEPA

FREE

Faster Payments

FREE

SWIFT

€15

Outgoing

Local, DKK

FREE

SEPA

FREE

Faster Payments

€1 + 0.1%

SWIFT

€33.5

Payments

Currency exchange

0.75%

Incoming

SEPA

FREE

Chaps GBP

£10

Bacs

£1

Faster Payments

FREE

SWIFT

£20

Outgoing

Chaps GBP

£10

Bacs

£1

Faster Payments

FREE

SWIFT

£35

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

DKK 7

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

67.5 DKK

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

£0.75

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

7.5 £

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

€1

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

9 €

*

EUR is the primary account that will be opened automatically. If additional accounts are opened, transfer fees will be charged in the currency of the respective account.

ZentoPro account is governed by a fair usage policy where a maximum of 500 incoming/outgoing payments are allowed. All transactions above this amount will have a fee of € 0.25 per transaction. For Zento Flex and Zento Pro: there is a minimum binding period from creation of 12 months and thereafter a minimum 3 month termination period (total minimum 15 months). For Zento Free there is no minimum binging period. Transfer of the company to a new owner or changes to the company structure (including name changes or company address changes), incur a cost of €135. Changes to your account type also incur a one-time-fee (see FAQ section for prices).

B4B Payments

© 2006 – 2025 All payment services are provided by B4B Payments and B4B Payments Europe. Payment Card Solutions (UK) Limited trading as B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011. Read more about B4B Payments here

You can change your plan anytime

You can change your plan anytime

Upgrade your plan

FREE to FLEX FREE
FREE to PRO €269
FLEX to PRO €269

Downgrade your plan

FLEX to FREE €135
PRO to FLEX €135
PRO to FREE €135

For ZentoFlex and ZentoPro accounts, there is a binding period within the first 12 months, during which downgrading to ZentoFree is not possible. All prices are exclusive of VAT.