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Choose your plan

Payments made easy.
A new home for your business

About Hero

Country of incorporation

FREE

0 DKK /month

FLEX

Most Popular
399 DKK /month

PRO

799 DKK /month
Signup Fee DKK 999 DKK 999 DKK 2999 Business Accounts 1 1 2 Virtual Cards 1 1 3 Physical Cards 0 1 3
Extra services
Extra account (DKK, EUR, GBP) DKK 499 DKK 499 DKK 499 Extra virtual card DKK 99 DKK 99 DKK 99 Extra physical card DKK 199 DKK 199 DKK 199

Account currency

Your first account is always in your country currency

DKK
GBP
EUR
Payments
Currency exchange 2.75% 1% 0.75%
Incoming
Local, DKK 1% 0.2% FREE SEPA 1% 0.2% FREE SWIFT DKK 110 DKK 110 DKK 110
Outgoing
Local, DKK DKK 15 DKK 10 FREE SEPA DKK 15 DKK 15 FREE SWIFT DKK 250 DKK 250 DKK 250
Payments
Currency exchange 2.75% 1% 0.75%
Incoming
SEPA 1% 0.2% FREE Chaps GBP £10 £10 £10 Bacs £1 £1 £1 Faster payments £0.5 + 0.5% £0.5 + 0.2% FREE SWIFT £20 £20 £20
Outgoing
Chaps GBP £10 £10 £10 Bacs £1 £1 £1 Faster payments £0.5 £0.5 FREE SWIFT £35 £35 £35
Payments
Currency exchange 2.75% 1% 0.75%
Incoming
Local, DKK 1% 0.2% FREE SEPA 1% 0.2% FREE Faster payments €1 + 0.5% €1 + 0.1% FREE SWIFT €15 €15 €15
Outgoing
Local, DKK €1.5 €1.5 FREE SEPA €2 €2 FREE Faster payments €1 + 0.1% €1 + 0.1% €1 + 0.1% SWIFT €33.5 €33.5 €33.5
Cards
Price per month FREE FREE FREE Setup and delivery FREE FREE FREE Load fee 2% 1% 1% ATM withdrawal fee DKK 7 DKK 7 DKK 7 POS fee FREE FREE FREE Currency exchange fee 2.75% 2.75% 2.75% Lost, Stolen or Replaced DKK 67.5 DKK 67.5 DKK 67.5
Cards
Price per month FREE FREE FREE Setup and delivery FREE FREE FREE Load fee 2% 1% 1% ATM withdrawal fee £0.75 £0.75 £0.75 POS fee FREE FREE FREE Currency exchange fee 2.75% 2.75% 2.75% Lost, Stolen or Replaced £7.5 £7.5 £7.5
Cards
Price per month FREE FREE FREE Setup and delivery FREE FREE FREE Load fee 1% 1% 1% ATM withdrawal fee €1 €1 €1 POS fee FREE FREE FREE Currency exchange fee 2.75% 2.75% 2.75% Lost, Stolen or Replaced €9 €9 €9
FREE For small businesses
FLEX For growing businesses Fire
PRO For established businesses
Monthly subscription 0 DKK
Signup fee 999 DKK
Business accounts 1
Virtual cards 1
Physical card 0

Extra services

Extra account (DKK, EUR, GBP) 499 DKK
Extra virtual card 99 DKK
Extra physical card 199 DKK
Monthly subscription 399 DKK
Signup fee 999 DKK
Business accounts 1
Virtual cards 1
Physical card 1

Extra services

Extra account (DKK, EUR, GBP) 499 DKK
Extra virtual card 99 DKK
Extra physical card 199 DKK
Monthly subscription 799 DKK
Signup fee 2999 DKK
Business accounts 2
Virtual cards 3
Physical card 3

Extra services

Extra account (DKK, EUR, GBP) 499 DKK
Extra virtual card 99 DKK
Extra physical card 199 DKK

Account currency

Your first account is always in your country currency

DKK
GBP
EUR

Payments

Currency exchange

2.75%

Incoming

Local, DKK

1%

SEPA

1%

SWIFT

DKK 110

Outgoing

Local, DKK

DKK 15

SEPA

DKK 15

SWIFT

DKK 250

Payments

Currency exchange

2.75%

Incoming

Local, DKK

1%

SEPA

1%

Faster payments

€1 + 0.5%

SWIFT

€15

Outgoing

Local, DKK

€1.5

SEPA

€2

Faster payments

€1 + 0.1%

SWIFT

€33.5

Payments

Currency exchange

2.75%

Incoming

SEPA

1%

Chaps GBP

£10

Bacs

£1

Faster payments

£0.5 + 0.5%

SWIFT

£20

Outgoing

Chaps GBP

£10

Bacs

£1

Faster payments

£0.5

SWIFT

£35

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

2%

ATM withdrawal fee

DKK 7

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

67.5 DKK

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

2%

ATM withdrawal fee

£0.75

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

7.5 £

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

€1

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

9 €

Payments

Currency exchange

1%

Incoming

Local, DKK

0.2%

SEPA

0.2%

SWIFT

DKK 110

Outgoing

Local, DKK

DKK 10

SEPA

DKK 15

SWIFT

DKK 250

Payments

Currency exchange

1%

Incoming

Local, DKK

0.2%

SEPA

0.2%

Faster payments

€1 + 0.1%

SWIFT

€15

Outgoing

Local, DKK

€1.5

SEPA

€2

Faster payments

€1 + 0.1%

SWIFT

€33.5

Payments

Currency exchange

1%

Incoming

SEPA

0.2%

Chaps GBP

£10

Bacs

£1

Faster payments

£0.5 + 0.2%

SWIFT

£20

Outgoing

Chaps GBP

£10

Bacs

£1

Faster payments

£0.5

SWIFT

£35

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

DKK 7

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

67.5 DKK

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

£0.75

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

7.5 £

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

€1

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

9 €

Payments

Currency exchange

0.75%

Incoming

Local, DKK

FREE

SEPA

FREE

SWIFT

DKK 110

Outgoing

Local, DKK

FREE

SEPA

FREE

SWIFT

DKK 250

Payments

Currency exchange

0.75%

Incoming

Local, DKK

FREE

SEPA

FREE

Faster payments

FREE

SWIFT

€15

Outgoing

Local, DKK

FREE

SEPA

FREE

Faster payments

€1 + 0.1%

SWIFT

€33.5

Payments

Currency exchange

0.75%

Incoming

SEPA

FREE

Chaps GBP

£10

Bacs

£1

Faster payments

FREE

SWIFT

£20

Outgoing

Chaps GBP

£10

Bacs

£1

Faster payments

FREE

SWIFT

£35

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

DKK 7

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

67.5 DKK

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

£0.75

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

7.5 £

Cards

Price per month

FREE

Setup and delivery

FREE

Load fee

1%

ATM withdrawal fee

€1

POS fee

FREE

Currency exchange fee

2.75%

Lost, Stolen or Replaced

9 €

*

DKK is the primary account that will be opened automatically. If additional accounts are opened, transfer fees will be charged in the currency of the respective account.

ZentoPro account is governed by a fair usage policy where a maximum of 500 incoming/outgoing payments are allowed. All transactions above this amount will incur a fee of DKK 2 per transaction. For Zento Flex and Zento Pro: there is a minimum binding period from creation of 12 months and thereafter a minimum 3 month termination period (total minimum 15 months). For Zento Free there is no minimum binging period. Transfer of the company to a new owner or changes to the company structure has a cost of DKK 999 for the change. Change of plan have a one-time-fee (see below for prices).

B4B Payments

© 2006 – 2025 All payment services are provided by B4B Payments and B4B Payments Europe. Payment Card Solutions (UK) Limited trading as B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011. Read more about B4B Payments here

You can change your plan anytime

You can change your plan anytime

Upgrade your plan

FREE to FLEX FREE
FREE to PRO DKK 2000
FLEX to PRO DKK 2000

Downgrade your plan

FLEX to FREE DKK 999
PRO to FLEX DKK 999
PRO to FREE DKK 999

For ZentoFlex and ZentoPro accounts, there is a binding period within the first 12 months, during which downgrading to ZentoFree is not possible. All prices are exclusive of VAT.