Denmark specific features
- Account and registration number
- NemKonto compatible
- Authorize with MitID
- Connect to Kontolink
Business Accounts for Companies and Sole Proprietors
A digital platform providing you with access to B4B Payments products
Excellent
Business account and registration number
For a limited company or a sole proprietor
Payments, cards, fx
- Direct DKK payments
- SEPA Euro payments
- SWIFT payments in 36 currencies
- Prepaid Mastercard cards
Low prices
- Subscriptions from 0 DKK
- Tariff plans for businesses of any size
- Low sign-up fee
Apply for a business account online with just four documents
Prepaid Mastercard card
Get a prepaid Mastercard card for clients with a B4B Payments account to pay in-store or online
- Physical and virtual cards
- Pay online and in-store
- Apple Pay and Google Pay support
- Separate card balance to control company expense
- Top up from company account any time
- Secure payments with 3DS confirmation
Comply with government requirements, simplify taxes and bookkeeping
NemKonto business
NemKonto is an account assigned to receive payments from public authorities in Denmark. It is mandatory for a company operating in Denmark to assign one of its accounts as NemKonto.
For businesses, the NemKonto is often used to:
- Receive VAT refunds
- Get payments from public institutions
- Be compliant with Danish legal requirements
Kontolink
Kontolink automates the collection of your invoices and receipts from various sources (email, mobile app scans) and intelligently matches them with your account transactions.
Benefits:
- Saves you time and significantly reduces manual work
- Helps ensure accuracy in your accounts
- Integrates with e-conomic, Billy, Dinero and Uniconta
Business Account prices
Transparent low prices and no hidden fees. Find detailed prices here.
FLEX
For growing businesses with medium transaction volumes
399 DKK /month
- x 1 DKK business account*
- x 1 Virtual prepaid Mastercard
- x 1 Physical prepaid Mastercard
- Sign up Fee 999 DKK
- Incoming payments 0.2%
- Currency exchange 1%
- Card load 1%
- Local Danish payments 10 DKK
Each plan includes a basic number of accounts and cards, with the option to apply for more. Prices exclude VAT. Monthly payments and fees deducted automatically from accounts are VAT-exempt. You can find detailed information about all rates here
© 2006 – 2025 All payment services are provided by B4B Payments and B4B Payments Europe. Payment Card Solutions (UK) Limited trading as B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011. Read more about B4B Payments here
Trusted by 1500+ entrepreneurs and growing!
ExcellentI can highly recommend Zento. I would especially like to thank Nivin for the excellent service and handling of my application—she gets a 10 ⭐️!
Mohammad Naem m Almohani, owner of House of Bagel
More reviewsYour first business?
Security with MitID
Fast and secure login with MitID
Ensures your data stays protected. MitID is Denmark’s official digital ID, widely used for banking and government services.
- Verified identity for added security
- Quick access without passwords
- Trusted by Danish authorities and banks
We protect your business
All operations and data are protected by two-factor authentication. Security policies are always updated to the latest high industry standards.
Available on all platforms
User friendly interface and convenient applications at your fingertips. We constantly work to improve your experience and keep you ahead of the curve.
Still have questions? Leave your number, and we’ll call you back soon
Thank you for your request
A manager will contact you within 24 hours.
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Learn more about Zento
Through Zento.app you can access B4B Payments business accounts in DKK, EUR, GBP or SEK.
Our secure web and mobile platform lets you easily send, receive and manage payments.
Zento offers three plans based on your payment volume and currency needs:
- Free - No monthly fee, for businesses handling up to 100,000 DKK (€13,000). Higher transaction fees apply
- Flex - For businesses processing 100,000-200,000 DKK (€26,000) per month
- Pro - Ideal for businesses handling over 200,000 DKK or making frequent international payments
Yes. EMIs must keep client funds separate under strict European regulations, ensuring protection even in financial difficulties. National regulators oversee compliance, and funds are held securely with financial institutions.
Applications are reviewed within 2-3 business days. Once approved, accounts are activated in 1-2 business days.
Yes. Zento offers access through their platform to B4B Payments services - and B4B Payments provides local accounts for DKK (with NemKonto IBAN), GBP, and SEK, while EUR transactions use SEPA for local clearing.
Thank you for your request
A manager will contact you within 24 hours.