Zento offers access to business accounts in Europe in EUR, DKK and GBP, and prepaid Mastercard cards, provided by B4B Payments. Perfect for local and cross-border payments! With Zento, you can: Send and receive payments via SWIFT, SEPA, and local transfers Pay and exchange in 36 currencies with low, transparent fees Use prepaid Mastercard cards online and in-store Integrate easily with tools like e-conomic and Kontolink for smoother bookkeeping User-friendly applications available on iOS, Android and in browser Data and operations are protected by two-factor authentication and strong industry-standard encryption.

How long does it take to open an account?

The application process, review and account activation usually takes up to 5 business days. Please note that the speed of the application process depends on whether the due diligence information has been provided.

What do i need to apply for a business account?

Apply for a business account online with just a few documents. A friendly guide designed to get you onboard will help you through the simple steps to let your business operate in the shortest time.

Business accounts for companies and sole proprietors

A product that aligns with your needs

Accounts

Business accounts for European companies and sole proprietors

Cards

Cards will be available soon

Forex

Exchange and pay in 36 currencies in a few clicks, with low fees

Payments

Send and receive payments via SEPA, SWIFT and local payment systems

You're changing the world — we're with you

Any problem solved

Through live-chat, email, or by phone. No queues. Save time with Zento.

Hello! How long would it take to sign me up?

Hello! 😊
The application process, review and account activation usually takes up to 5 business days* 🙌
We protect your business

All operations and data are protected by two-factor authentication. Security policies are always updated to the latest high industry standards.
Trust and transparency

Entrepreneurs trust us for our transparent pricing model. No hidden fees applied.

Please note that the speed of the application process depends on whether the due diligence information has been provided to the satisfaction of our Partner, a regulated financial institution providing financial services to you.

Every solution your business needs

Open and manage accounts

Manage your finances with ease through Zento's Platform. Enjoy European business accounts: low fees, fast and reliable transactions at your fingertips. Accounts are opened and payment services are provided by EPMAP Limited.

Control your payments

Send money your way - fast, safe and secure. EPMAP Limited supports SEPA, SWIFT and local payments, so you can move funds quickly and in any currency.

Exchange

Get more for your money with Zento’s competitive exchange rates, supporting a wide range of currencies for global business.

Accounting system

Simplify your bookkeeping through seamless integration with local accounting systems like e-conomic and Kontolink, plus easy data export for total convenience.

Pay tax in one-click

Save time and avoid mistakes with preconfigured government entities and accounts for tax payments

FREE

For small businesses with low transaction volumes

0 DKK /month

Sign-up Fee

999 DKK
Currency exchange

2.75%
SEPA

15 DKK
SWIFT

1% (min 49 DKK)

FREE

For small businesses with low transaction volumes

£ 0 /month

Sign-up Fee

£115
Currency exchange

2.75%
SEPA

£2
SWIFT

1% (min £5)

FREE

For small businesses with low transaction volumes

€ 0 /month

Sign-up Fee

€135
Currency exchange

2.75%
SEPA

€2
SWIFT

1% (min €7)

Apply for FREE

FLEX

PRO

For established businesses with large transaction volumes

799 DKK /month

Sign-up Fee

2999 DKK
Currency exchange

0.7%
SEPA

5 DKK
SWIFT

49 DKK

PRO

For established businesses with large transaction volumes

£ 89 /month

Sign-up Fee

£349
Currency exchange

0.7%
SEPA

£0.6
SWIFT

£5

PRO

For established businesses with large transaction volumes

€ 99 /month

Sign-up Fee

€399
Currency exchange

0.7%
SEPA

€0.7
SWIFT

€7

Apply for PRO

1500+ entrepreneurs trust us and grow!

Excellent

I can highly recommend Zento. I would especially like to thank Nivin for the excellent service and handling of my application—she gets a 10!

Mohammad Naem m Almohani, owner of House of Bagel

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Learn more about Zento

Through Zento.app, you can access EPMAP Limited business accounts in EUR, GBP and DKK.

Our secure web and mobile platform lets you easily send, receive and manage payments.

Zento offers plans based on your company's country of incorporation, payment volume, and currency needs:

Free: No monthly fee, only for Danish businesses handling up to 100,000 DKK (€13,000). Higher transaction fees apply.
Flex: Recommended for businesses processing up to €25,000 per month.
Pro: Ideal for businesses handling over €25,000 or making frequent payments.

Yes. EMIs must keep client funds separate under strict European regulations, ensuring protection even in financial difficulties. National regulators oversee compliance, and funds are held securely with financial institutions.

Applications are reviewed within 2-3 business days. Once approved, accounts are activated in 1-2 business days.