How to Assign Your Account as NemKonto
What is NemKonto?
NemKonto is a personal or business bank account assigned to receive payments from public authorities in Denmark. It is mandatory for a company operating in Denmark to assign one of its accounts as NemKonto.
For businesses, the NemKonto is often used to:
- Receive VAT refunds
- Get payments from public institutions
- Be compliant with Danish legal requirements
How to assign your account as NemKonto using Zento?
Assigning a Nemkonto is a simple process, but it can take several weeks, so it is important to do this correctly the first time.
In addition to having your Danish account number, as a Zento and B4B Payments customer, you have also been assigned a vIBAN (alias account) for your NemKonto connection. It is a foreign account in Banking Circle, provided to you specifically for NemKonto purpose.
There are no limitations assigning a foreign account as NemKonto, this is legal and does not have any deficiencies compared to local accounts.
There are 2 options to assign an account as NemKonto for Zento customers, manually via a physical form or digitally via MitID business.
Before you get started
Please log in to your Zento account, open your DKK account details and copy NemKonto IBAN and SWIFT. You will need it in later steps.
Important! This is NOT your regular IBAN and SWIFT. You need NemKonto at the bottom of account details!
- Click on your account that you will assign as Nemkonto (This must be a DKK account!)
- Click on "details"
- At the bottom you will see your Nemkonto IBAN and SWIFT
Method 1: Digital form using MitID Business
Follow this link and authorize with MitID Erhverv: https://blanket.virk.dk/blanketafvikler/orbeon/fr/nem_v/85_9253e4e34c5ae492668891b2c037d731d96cfd2e/new
If asked, choose foreign NemKonto option.
Follow the step by step guide and use the NemKonto IBAN and SWIFT you got from Zento to fill in the account information correctly. Use NemKonto IBAN and SWIFT you find at the bottom of the details under your account info on zento.app:
- IBAN Number: Use the IBAN found under details (one that starts with LU)
- Swift: BCIRLULLXXX
- Registration number: Do not fill
- Account number: Do not fill
- Bank: BANKING CIRCLE S.A
- Address: BOULEVARD DE LA FOIRE, 2
- City: Luxembourg
- Postal code: 1528
- Currency: DKK
- Country: Luxembourg
Complete the application there.
Once the application is submitted, a link for digital signature will be sent to the authorized signatories.
Method 2: Manual form without MitID Business
Download the physical form here:
https://www.nemkonto.dk/media/0pmjunqx/dk-blanket-virksomhedder-webtilgaengelig.pdf
Print and complete it using details in the account information. Use NemKonto IBAN and SWIFT you find at the bottom of the details under your account info on zento.app:
- IBAN Number: Use the IBAN found under details (one that starts with LU)
- Swift: BCIRLULLXXX
- Registration number: Do not fill
- Account number: Do not fill
- Bank: BANKING CIRCLE S.A
- Address: BOULEVARD DE LA FOIRE, 2
- City: Luxembourg
- Postal code: 1528
- Currency: DKK
- Country: Luxembourg
Once completed, the form must be signed in the presence of a notary, a lawyer, or two witnesses.
- In addition to the signed form, you must prepare or scan your valid photo ID (for example, passport).
- If submitting via a mobile phone with a camera, you can take a picture of the completed form and your photo ID directly via the Nemkonto form page.
- If submitting from a computer, you must have the form and your photo ID scanned to attach the files.
Submit the NemKonto form and documentation to the Danish Agency for Digital Government using the following link:
Choose Sender: Company and Topic: Application form for foreign NemKonto