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Business Accounts for Companies and Sole Proprietors

A new home for your business

Excellent
Zento card
  • E-Conomic
  • MitId
  • Kontolink
  • Frisbii
  • E-Conomic
  • MitId
  • Kontolink
  • Frisbii
  • E-Conomic
  • MitId
  • Kontolink
  • Frisbii

A product that aligns with your needs

Accounts

Business accounts in 32 currencies for European companies and sole proprietors

Payments

Send and receive payments via SEPA, SWIFT and local payment systems

Forex

Exchange any currency in a few clicks, with low fees

Cards

Physical and virtual cards will be available in Q1 2026

Why apply with Zento?

High approval rate

Zento believes in financial inclusivity, providing fair and accessible onboarding for European businesses.

Quick delivery

The application process only takes a few minutes. Zento usually reviews and approves within 1 business day. Once approved, accounts are activated immediately!

Get your business account active today!

A friendly online signup designed to get you onboard will help you through the simple steps to let your business operate in the shortest time.

Activate my account

You're changing the world — we're with you

  • Any problem solved

    Through live-chat, email, or by phone. No queues. Save time with Zento.

    Hello! How long would it take to sign me up?

    Chat member

    Hello! 😊
    The application process, review and account activation usually takes 1 business day 🙌

  • We protect your business

    All operations and data are protected by two-factor authentication. Security policies are always updated to the latest high industry standards.

    We protect your business
  • Trust and transparency

    Entrepreneurs trust us for our transparent pricing model. No hidden fees applied.

    Trust and transparency

Every solution your business needs

Accounts
Payments
Exchange
Cards
Multiuser
Accounting
Taxes

Open and manage accounts

Manage your finances with ease through Zento's Platform. Enjoy multicurrency business accounts: low fees, fast and reliable transactions at your fingertips.

Open and manage accounts
Open and manage accounts

Control your payments

Send money your way - fast, safe and secure. Zento supports SEPA, SWIFT and local payments, so you can move funds quickly and in any currency.

Control your payments
Control your payments

Exchange

Get more for your money with Zento’s competitive exchange rates, supporting a wide range of currencies for global business.

Exchange
Exchange

Pay online and in store

Physical and virtual cards will be available in Q1 2026

Pay online and in store

Team financial workspace

Team workspace and multiple users access will be available in Q1 2026

Team financial workspace
Team financial workspace

Accounting system

Simplify your bookkeeping through seamless integration with local accounting systems like e-conomic and Kontolink, plus easy data export for total convenience. Available in selected countries.

Accounting system
Accounting system

Pay tax in one-click

Save time and avoid mistakes with preconfigured government entities and accounts for tax payments. Available in selected countries.

Pay tax in one-click
Pay tax in one-click
Mobile App Desktop App

For businesses of any size

Transparent low prices and no hidden fees. Find detailed prices here.

Subscription currency

EUR
DKK
SEK
GBP
FREE

For small businesses

FLEX

For growing businesses

PRO

For established businesses

FREE

For small businesses with low transaction volumes

0 DKK /month
  • Sign-up fee 749 DKK
  • Currency exchange 2.75%
  • Multicurrency account FREE

FREE

For small businesses with low transaction volumes

£ 0 /month
  • Sign-up fee £89
  • Currency exchange 2.75%
  • Multicurrency account FREE

FREE

For small businesses with low transaction volumes

0 /month
  • Sign-up fee €99
  • Currency exchange 2.75%
  • Multicurrency account FREE

FREE

For small businesses with low transaction volumes

0 SEK /month
  • Sign-up fee 999 SEK
  • Currency exchange 2.75%
  • Multicurrency account FREE
Apply for FREE

FLEX

Most Popular

For growing businesses with medium transaction volumes

399 DKK /month
Tariff Flex
  • Sign-up fee 999 DKK
  • Currency exchange 0.95%
  • Multicurrency account FREE

FLEX

Most Popular

For growing businesses with medium transaction volumes

£ 49 /month
Tariff Flex
  • Sign-up fee £119
  • Currency exchange 0.95%
  • Multicurrency account FREE

FLEX

Most Popular

For growing businesses with medium transaction volumes

55 /month
Tariff Flex
  • Sign-up fee €135
  • Currency exchange 0.95%
  • Multicurrency account FREE

FLEX

Most Popular

For growing businesses with medium transaction volumes

599 SEK /month
Tariff Flex
  • Sign-up fee 1499 SEK
  • Currency exchange 0.95%
  • Multicurrency account FREE
Apply for FLEX

PRO

For established businesses with large transaction volumes

799 DKK /month
  • Sign-up fee 2999 DKK
  • Currency exchange 0.7%
  • Multicurrency account FREE

PRO

For established businesses with large transaction volumes

£ 89 /month
  • Sign-up fee £349
  • Currency exchange 0.7%
  • Multicurrency account FREE

PRO

For established businesses with large transaction volumes

99 /month
  • Sign-up fee €399
  • Currency exchange 0.7%
  • Multicurrency account FREE

PRO

For established businesses with large transaction volumes

999 SEK /month
  • Sign-up fee 3999 SEK
  • Currency exchange 0.7%
  • Multicurrency account FREE
Apply for PRO

Your first business?

We don't ask you to be anyone you aren't. Be fair, obey the law and join our tribe. Every journey needs a beginning — start yours with Zento!

Join us
Our client

1500+ entrepreneurs trust us and grow!

Excellent

I can highly recommend Zento. I would especially like to thank Nivin for the excellent service and handling of my application—she gets a 10!

Mohammad Naem m Almohani, owner of House of Bagel

Read more

Still have questions?

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Learn more about Zento

Through Zento, you can access business accounts in 32 currencies including EUR, DKK, SEK and GBP, to send and receive payments and do currency exchange.

Our secure web and mobile platform lets you easily send, receive and manage payments.

Zento offers plans based on your preffered currency and payment volumes:

  • Free: No monthly fee, best for businesses handling up to 10.000 €. Higher transaction fees apply.
  • Flex: Recommended for businesses processing up to 25.000 € per month.
  • Pro: Ideal for businesses handling over 25.000 € or making frequent payments or currency exchange.

Yes. EMIs must keep client funds separate under strict European regulations, ensuring protection even in financial difficulties. National regulators oversee compliance, and funds are held securely with financial institutions.

The application process only takes a few minutes. Zento usually reviews and approves within 1 business day. Once approved, accounts are activated immediately!

We love nature!

For each account opened with Zento, we plant a tree. Yes, a real tree. Join us, and help making Earth a better place!

  • One tree planted
  • CO2 saved
  • Planet saved
Forest