Accounts
Business accounts in Denmark with local registration number, plus EUR and GBP accounts
Business accounts
for entrepreneurs
A digital platform providing you with access to B4B Payments products
Excellent
Business accounts
A product that aligns with your needs
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Cards
Get prepaid Mastercard cards for clients with a B4B Payments account to pay in-store or online
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Forex
Exchange and pay in 36 currencies in a few clicks, with low fees
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Payments
Send and receive payments over SWIFT, SEPA and local transfers
You're changing the world — we're with you
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Any problem solved
Through live-chat, email, or by phone. No queues. Save time with Zento.
Hello! How long would it take to sign me up?
Hello! 😊
The application process, review and account activation usually takes up to 5 business days* 🙌 -
We protect your business
All operations and data are protected by two-factor authentication. Security policies are always updated to the latest high industry standards.
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Trust and transparency
Entrepreneurs trust us for our transparent pricing model. No hidden fees applied.
Please note that the speed of the application process depends on whether the due diligence information has been provided to the satisfaction of our Partner, a regulated financial institution providing financial services to you.
Every solution your business needs
Open and manage accounts
Manage your finances with ease through Zento's Platform. Enjoy fast local Danish DKK accounts with NemKonto - no SWIFT fees, just fast and reliable transactions at your fingertips. Accounts are opened and payment services are provided by B4B Payments.
Virtual and physical cards
Stay secure while spending with prepaid Mastercard cards. With low load fees and advanced authentication through the Zento app, you can pay confidently in-store and online.
Control your payments
Send money your way - fast, safe and secure. B4B Payments supports local payments, SWIFT, and SEPA transfers, so you can move funds quickly and in any currency.
Exchange
Get more for your money with Zento’s competitive exchange rates, supporting a wide range of currencies for global business.
Accounting system
Simplify your bookkeeping with seamless integration to e-conomic and Kontolink, plus easy data export for total convenience.
Pay tax in one-click
Simplify your bookkeeping with seamless integration to e-conomic and Kontolink, plus easy data export for total convenience.
Multi-user
Invite team members to manage your company’s finances or connect multiple companies under a single user account — perfect for business owners working with a team or juggling multiple ventures.
Available on all platforms
User friendly interface and convenient applications at your fingertips. We constantly work to improve your experience and keep you ahead of the curve.
For businesses of any size
Zento believes in financial inclusivity. Whether you are a start-up or a long standing venture, we are here to help you achieve your goals.
DKK
GBP
EUR
FLEX
For growing businesses with medium transaction volumes
399 DKK /month
- x 1 Local account, DKK*
- x 1 Virtual prepaid Mastercard
- x 1 Physical prepaid Mastercard
- Sign up Fee 999 DKK
- Incoming payments 0.2%
- Currency exchange 1%
- Card load 1%
- Local Danish payments 10 DKK
FLEX
For growing businesses with medium transaction volumes
49 £ /month
- x 1 Local account, DKK*
- x 1 Virtual prepaid Mastercard
- x 1 Physical prepaid Mastercard
- Sign up Fee £115
- Incoming payments £0.5 + 0.2%
- Currency exchange 1%
- Card load 1%
- Faster payments £0.5
FLEX
For growing businesses with medium transaction volumes
53.99 € /month
- x 1 Local account, DKK*
- x 1 Virtual prepaid Mastercard
- x 1 Physical prepaid Mastercard
- Sign up Fee €135
- Incoming payments 0.2%
- Currency exchange 1%
- Card load 1%
- SEPA €2
Each plan includes a basic number of accounts and cards, with the option to apply for more. Prices exclude VAT. Monthly payments and fees deducted automatically from accounts are VAT-exempt. You can find detailed information about all rates here
© 2006 – 2025 All payment services are provided by B4B Payments and B4B Payments Europe. Payment Card Solutions (UK) Limited trading as B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011. Read more about B4B Payments here
Your first business?
We don't ask you to be anyone you aren't. Be fair, obey the law and join our tribe. Every journey needs a beginning — start yours with Zento!
Still have questions? Leave your number, and we’ll call you back soon
Thank you for your request
A manager will contact you within 24 hours.
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Learn more about Zento
Through Zento.app you can access B4B Payments local business accounts in DKK, EUR, GBP or SEK.
Our secure web and mobile platform lets you easily send, receive and manage payments.
Zento offers three plans based on your payment volume and currency needs:
- Free - No monthly fee, for businesses handling up to 100,000 DKK (€13,000). Higher transaction fees apply
- Flex - For businesses processing 100,000-200,000 DKK (€26,000) per month
- Pro - Ideal for businesses handling over 200,000 DKK or making frequent international payments
Yes. EMIs must keep client funds separate under strict European regulations, ensuring protection even in financial difficulties. National regulators oversee compliance, and funds are held securely with financial institutions.
Applications are reviewed within 2-3 business days. Once approved, accounts are activated in 1-2 business days.
Zento offers access through their platform to B4B Payments services - and B4B Payments provides local accounts for DKK (with NemKonto IBAN), GBP, and SEK, while EUR transactions use SEPA for local clearing.
We love nature!
For each account opened with Zento, we plant a tree. Yes, a real tree. Join us, and help making Earth a better place!
Thank you for your request
A manager will contact you within 24 hours.