For businesses receiving payments from public authorities, a NemKonto is essential. NemKonto acts as a link between your business account and the public sector, enabling direct deposits into your account.

What is a NemKonto?

A NemKonto is not a separate operating account but a registration ensuring that public payments, such as refunds and subsidies, are sent to the correct account. If you have a business account in a Danish bank, it is usually connected to the NemKonto system automatically through the bank’s license.

However, if you use a neo-bank or an online banking solution, the connection requires manual registration via a special form available on the NemKonto website.

Benefits of a business account in DKK

Having a business account in Danish kroner (DKK) is highly beneficial. Registering a Danish DKK account as your NemKonto ensures that public payments go directly into your business account without currency exchange fees or delays.

How to connect your business account to NemKonto

Important when using an EMI account

If you use an EMI (Electronic Money Institution) account, you must choose the "Form for Foreign NemKonto," even if your account is in DKK. This is because IBAN-based payments are processed via the SEPA system, which is the European standard for payment solutions.

It is important to select an account that supports DKK to avoid losses due to currency conversion. B4B Payments is one of the few providers offering access to local DKK accounts, full IBAN support, and NemKonto integration.

For a complete guide on NemKonto connection via Zento, visit https://zento.app/en/nemkonto

On the Zento platform and app, you can easily find your NemKonto details along with your other account and IBAN information.